Wealth with Real Purpose.
Zari is the ethical-finance platform built for the Cameroonian diaspora. Transparent Shariah-compliant savings, term deposits, and treasury placements — every contract auditable, every profit traceable.
Three Shariah contracts. One liquidity hub.
Choose how your wealth grows — ethically.
From flexible Wakala savings you can withdraw any day to fixed-margin Tawarruq placements backed by real commodities — every product is issued under a contract you can read, sign, and audit.
Wakala (Agency Mandate)
Wakala Savings
Expected profit p.a.
4 – 6%
ZARI acts as your investment agent (Wakil) on a fixed Wakala fee. Funds invested in the Cash Management Pool (Money Transfer + Currency Exchange) — highly stable, monitored daily. Profit calculated on average daily balance.
- checkDaily profit calculation
- checkMonthly distribution cycle
- checkWithdraw any time, no penalty
- checkWakala fee paid up-front, transparent
- checkCapital preservation focus
CBS Account
000033 7221 0067 6201
Liquidity Hub (Root)
Shariah Contract ID
WKL-…YYYYMMDD-XXXXXX
Generated per subscription
Built for those abroad
From Paris to Yaoundé, your money has a home.
Zari was born for the Cameroonian diaspora. Open an account from Brussels, fund it from Toronto, watch returns grow in Yaoundé — all in one app, with profits remitted on your terms.
- checkMulti-currency wallet (XAF, EUR, USD, CAD)
- checkDiaspora-friendly KYC with passport upload
- checkFamily beneficiary management built in
- checkProfit auto-remittance to your home account
Capital flow
Diaspora → Cameroon
Frictionless onboarding
From sign-up to first profit in under a week.
Open in 4 minutes
Camera-only ID capture, biometric liveness, instant KYC. Save & resume any time via magic-link email.
arrow_forwardFund the way you live
Mobile money, bank transfer or card. Multi-currency wallet auto-converts at transparent FX rates.
arrow_forwardChoose your contract
Pick Wakala, Mudaraba or Tawarruq. Sign the Shariah contract digitally, with full disclosure of fees and ratios.
arrow_forwardWatch profit accrue
See profit calculated daily on your average balance. Withdraw on maturity or auto-roll into the next cycle.
Our principles
Ethics is the product.
Every product Zari issues passes through an independent Shariah Supervisory Board before launch and through quarterly audits afterwards. We don’t promise interest — we share real profit from real activity.
Read the full Shariah frameworkarrow_forwardNo riba (interest)
Returns come from real economic activity — never from charging interest on debt.
Profit-sharing partnership
Mudaraba contracts share real, realised profit per a ratio agreed up-front.
Asset-backed only
Tawarruq placements are backed by actual commodities — no synthetic exposure.
Full transparency
Every contract, fee, and profit calculation is auditable down to the daily snapshot.
By the numbers
Trusted by a growing global community.
0+
Active members
0B XAF
Assets under management
0%
Shariah-compliant
0/7
Account access
Voices
From members across three continents.
I finally found a place to grow my savings without compromising my faith. The Wakala account gives me daily profit and I can withdraw whenever.
Aminatou D.
Diaspora · Brussels
The Mudaraba term deposit is the closest thing to a real partnership I’ve seen — every quarter I see exactly where my profit came from.
Yannick T.
Entrepreneur · Yaoundé
I send money home every month. With Zari I can fund a Tawarruq placement for my mother in one tap. Beautifully done.
Fatima B.
Diaspora · Paris
Ready when you are
Open your Zari account today — free, in minutes.
Join thousands of Cameroonians building wealth the ethical way. No interest, no riba, no surprises — just real profit from real activity.